Many people aspire to own a property and it can be greatly satisfying and rewarding when you move into your dream home. However there are various processes, legalities and costs along the way that you need to be aware of to ensure you are prepared for what is to come. Not to mention that currently deposits of 15% or more are required by many lenders with many experts intimating that there has never been a more difficult time to get on to the property ladder.
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